We offer a full estate planning assessment.

Our assessment process is designed to calculate your needs with regards to the Death, Permanent Disability, Temporary Illness and Dread Disease. With Smith and Bormann being an independent advisor, we are in the best position to offer you the best products. We are able to source the best and most cost effective option to suit your needs from a basket of insurers.

Planning Calculations involve:

• How much capital is needed to provide for your dependant’s monthly needs!
• Future cost of education for children.
• Covering your debt & surety.
• Estate Duty tax.
• Capital Gains Tax.
• Executors fees.

As everyone’s needs are different, we do an in-depth analysis of your current as well as your future needs, in most tax and cost efficient manner.

Don’t forget the Will

One of the most neglected elements of many people’s investment planning strategy is THE WILL.

Your will is a critical component of your estate planning strategy, being a legal document it has to be correctly drawn up and notarized. All clients will receive a complimentary drafting of their will as well as reviews of it along with their other investment and medical aid products.

We also offer a stand alone “Will Drafting Services”, for a nominal fee of R500.